In the past, business owners have had to deal with your various financial needs as if they were isolated from another. This fragmented approach is inadequate and inefficient.

We provide a coordinated approach of consulting and investment management for business owners. Our services are coordinated and cost-efficient programs to help you transfer wealth from your business/practice to you individually with the least tax consequences. We provide solutions; we do not sell products.

Valuation

Without a reliable "ball-park" estimate of what your business/practice is currently worth, you cannot begin retirement, succession or estate planning.

We begin with preliminary estimate of your business/practice's value. While not a substitute for a third-party valuation, this estimate provides a foundation for evaluating the position of your business/practice in your total wealth.

Wealth Accumulation and Transfer

Our approach is different. We design the best overall program to accomplish your goals. We do not sell off-the-shelf, one-size-fits-all products. Normal compensation and benefit packages typically do not compensate you and your highly-values associates as much as they could.

Traditional, off-the-shelf retirement programs tend to discriminate against you as the owner and your other highly compensated associates. Non-qualified plans can be often complement and provide a more complete solution.

We begin by evaluating what you already have in place. Then, after listening to your needs and goals, we look at the entire spectrum of what is available to best accomplish your goals. We design a flexible, tax-deferred and cost-efficient program that will serve your needs. If your present program fits within our analysis of what is best for your business/practice, we include it. If it is not, we modify it and build around it.