John Danz
Retirement Income Planning / Investment Management

John has more than 30 years experience in the field of investment management. He founded Wealth Management Associates in 1983 and developed the Enhanced Portfolio Management discipline used by the firm. Previously, he was the Chairman of the Capital Management Group at Baker Watts in Baltimore. Prior to that, he was Senior Portfolio Manager for the First National Bank of Maryland and Assistant Vice President of Mercantile Safe Deposit & Trust Co...

John is a graduate of the Virginia Polytechnic and Virginia State University. He is a member of the Financial Planning Association. He currently teaches Financial Management, Towson University.

John is currently serving as Vice President, Maryland State Sister Committee for Anhui Province, China and Vice President, Advisory Board, Asian Arts & Cultural Center, Towson University, Towson, MD.

TIAA-CREF

Our firm has a Master Agreement as an Advisor with TIAA-CREF. This association enables us, with our clients' approval, to view their accounts with TIAA-CREF online. It facilitates our viewing their portfolios and making timely recommendations for adjustments to their asset weightings.

Dimensional Fund Advisors

Our firm is approved to use Dimensional Fund Advisors (DFA) funds for our clients' portfolios. DFA funds are available only through limited and selectednumber of investment advisors and institutions. Importantly, DFA funds have been endorsed by the American Law Institute for the responsible management of clients' funds.

Fidelity Investments

In addition to providing custody for our clients' assets, Fidelity provides us with:

• Daily download of all our clients' portfolio activity as well as current prices,
• Access to broad range of securities research,
• Efficient trading of types of securities (i.e. institutional commission rates) as well as broad access to traded stocks and bonds, and
• Array of specialized services such as annuities, trust services and structured products.